Bajaj General Insurance Powers 3-in-5 Digital Renewals with Netcore
How Bajaj General Insurance Achieved 3 in 5 Digital Policy Renewals with Netcore

How Bajaj General Insurance Achieved 3 in 5 Digital Policy Renewals with Netcore

Results Achieved
3 in 5 up
renewal rate achieved
83% up
TAT reduced
₹4.3 Cr up
premium generated

Company: Bajaj General Insurance

About Bajaj General Insurance :

Bajaj General Insurance is India’s second-largest private general insurer, with a FY24 GWP(Gross Written Premium) of ₹206 Bn and 33% YoY growth, serving over 150 million customers with products across health, motor, travel, home, and commercial insurance

Industry: Insurance (BFSI)

Location: India

Category: Customer Engagement, Policy Renewals Automation

Solutions Used: Journey Builder, Voice-bot Triggers, Email, SMS, RCS, App Push

The Challenge

High Renewal Volumes. Heavy Manual Dependence. Missed Digital Potential.

Bajaj General Insurance processes millions of policy renewals every year. However, renewals relied heavily on manual campaigns and intermediary-led follow-ups, leading to:

  • Delayed renewal reminders
  • Generic, SMS-heavy communication
  • Limited personalization
  • Missed moments of customer intent

The goal was clear: increase digital renewals, reduce operational lag, and engage customers at the exact moment of intent—at scale.

The Solution

From Volume-Based Blasts to Behavior-Led Renewal Journeys

Bajaj GI partnered with Netcore to transform insurance renewals into automated, contextual, and omnichannel customer journeys.

  • Voice-bot to Journey Automation
  • Omnichannel Orchestration
  • Contextual & Vernacular Messaging

The outcome: timely renewal nudges delivered exactly when renewal intent peaked.

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